Reduce Bills | Raise Cash | Credit Advice | Basic Economy
No Spare Cash!
Here to help when the piggy bank stops rattling ...
...How to manage on a threadbare shoestring, and still smile!
Panic no more! We're here to help make your money stretch further, offering great money saving tips, show you how to raise a little extra cash when you need it, and how to deal with creditors and banks when things get tight.
Throughout this website you'll find some great ideas that will help you enjoy life, without sacrificing the happiness you deserve. Sometimes the simplest idea can make a huge difference, and all it takes is a nudge here and there to let you loosen that belt a little.
Lower Your Bills
It always seems to be the case that when things get tight, the bills go up. It's just not fair is it? But did you know that you could probably save a significant sum of money on your household bills?
In the UK, the average household could save around £200 on fuel bills - that's a bag of chips a day! From telephones to broadband, from gas to water meters - we have the lowdown on the many ways to cut those bills down to size.
Raise Extra Cash
Could you do with a little extra cash? Maybe so you can go away for the weekend, or simply so that you can buy the kids some birthday presents.
It's actually surprisingly easy to find ways to raise a little extra, either just occasonally, or as a regular extra on the side. You won't become rich, but it can make all the difference on the day. Find out how to raise a few extra pounds when you need them.
How To Deal With Creditors
Perhaps it seemed like a good idea at the time, buying items on credit, taking out store cards, credit cards, a loan, an overdraft and so on. But now the financial chickens are coming home to roost, and there don't seem to be many golden eggs lying about the place.
Dealing with creditors can be a terrible experience, particularly as they seem to know everything about credit, legal action, courts, bailiffs and so forth.
But do they? Surprisingly you have a great many more rights than you might first think, and despite the threatening letters you might be receiving, there's actually a great deal you can do, and a lot less that they can do.
It just takes a little know how, and you can easily keep those wolves at bay, and stem the flow of all that red ink you keep finding on your doormat.
Make Your Money Go Further
Whether it's your weekly shopping, your night out, your clothing, birthdays or food, there are many ways to help your money go a little further.
For example, did you know that on average people who write a shopping list spend half as much as those who don't?
We have a whole range of ways in which you can stretch the pounds out, and show you ways you can even cut the cost completely, without having to give everything up.